Two options available at inception to choose the benefit under the plan
Option I – Regular Income Benefit
Option II – Flexi Income Benefit
Guaranteed Additions throughout Premium Paying Term
Flexibility to choose Premium Paying Term from 5 Years to 16 Years
Benefit of attractive High Sum Assured Rebate
Option to enhance coverage by opting for riders on payment of additional premium
Takes care of liquidity needs through loan facility
Eligibility Conditions
Eligibility Conditions
Years
Minimum Age at the beginning of Policy Year in which first Regular Income Benefit/ Flexi Income Benefit becomes due as per Option
18 Years (Completed)
Maximum Premium ceasing age
75 Years (Nearer Birthday)
Rider Benefits
Business is the activity of making one living or making money by producing or buying and selling products. Simply put it is any activity or enterprise entered into for profit.
LIC’s Accidental Death and Disability Benefit Rider
LIC’s New Term Assurance Rider
LIC’s Premium Waiver Benefit Rider
LIC’s Accident Benefit Rider
LIC’s New Critical Illness Benefit Rider
Payment Of Premiums
Premiums can be paid regularly at yearly, half-yearly, quarterly or monthly intervals (monthly premiums through NACH only) or through salary deductions.
Revival
Premiums can be paid regularly at yearly, half-yearly, quarterly or monthly intervals (monthly premiums through NACH only) or through salary deductions.
Paid-Up Value
Premiums can be paid regularly at yearly, half-yearly, quarterly or monthly intervals (monthly premiums through NACH only) or through salary deductions.
Surrender
Premiums can be paid regularly at yearly, half-yearly, quarterly or monthly intervals (monthly premiums through NACH only) or through salary deductions.
Policy Loan Available
Premiums can be paid regularly at yearly, half-yearly, quarterly or monthly intervals (monthly premiums through NACH only) or through salary deductions.